05 | Myths and Misconceptions About Running A Profitable Business With A Positive Cash Flow, With Chris Miles

Alright, so welcome, everyone. The title of today’s interview is myths and misconceptions about running a profitable business with a with a positive cash flow. Today I’m talking with business and financial expert, Chris miles about the common myths and misconceptions about starting profitable businesses, incurring debt, and most importantly, cash flow. And all these factors can stop most entrepreneurs are professionals dead in their tracks, really before they even get started. So welcome, Chris.

Hey, thanks for having me on.

Chris smiles is a well known cash flow expert. He teaches entrepreneurs how to find resources, and cash to launch their dreams. Chris has graciously consented to this interview to share his extensive knowledge and experience to discuss to dispel some common myths and misconceptions in this area. So every entrepreneur can understand how to bootstrap their business while avoiding going into debt. Chris, thank you again. So my first set of questions is going to be about your background and experience in the field of cash flow, finance and business so that entrepreneurs and professionals in our audience can understand who you are, where you’re coming from, and how you can relate to where they are right now. So, so can you tell us a little bit about yourself in terms of your background, education and experience?

you know, I actually started out, I actually went to college, my goal was to become a business consultant, okay. But I figured if I was going to become a business consultant, I should have real life business experience, not just books, right. So I actually dropped out of college, to to go to business, I wasn’t sure what to do. And the first opportunity was to become a financial advisor, like a very traditional conventional type of financial advisor. And because actually really enjoy being entrepreneur, I loved having control of my life, my destiny, you know, freedom to choose my hours and that sort of thing. I actually end up staying dropped out of college and never finished and going that route. And, you know, I did that for so many years and and then eventually actually was able to in 2006, I was able to retire with only working about three or four hours a week. So before Tim Ferriss told you about how to work the four hour workweek, yeah, I was doing it I was living at, that’s great. And so I started doing that, and actually started helping people do the same thing, how to let them free how to get out of the rat race and that sort of thing. And so, so yeah, my passion has been really helping a lot of people, especially those that are entrepreneurs, you know, break free of their other businesses so that they can be with their family and have that control that freedom that we evolved desired when we became entrepreneurs.

Okay, so how did you get started into in the financial planning business? So like, Did you have any background in that field?

That was about it. No, I didn’t really have any experience, they had to train me from scratch to do that. And it was purely there was there was no salary. It was purely all commission. So if I didn’t sell something I didn’t get paid. You know, so I had to work a job at a have a, you know, that was basically my side hustle while worked a job on the side.

So you joined a network of financial advisors, and they told you what to do. And then you got your own. All right, great. And so tell us a little bit about your early experiences in entrepreneurship like, you know, what kind of struggles did you have to go through? Or maybe you didn’t have to go through any struggle, and you were an overnight success. So tell us a little bit about the earlier part of your journey. 

Yeah, you know, it’s nice when you’ve had those experiences. I’ve been in business now for 17 years. And an early on those, I mean, those four first really four years of being that financial advisor, they were tough years. I mean, because going from an employee mindset to a business owner mindset are very different. For example, it seemed like whenever I so there’s a point where I noticed that my my commissions at being a financial advisor were higher than when I was getting paid at my job. Okay, so I said, finally, I can quit my job as about it was about two years in, right. I said, All right, I can quit my job now. And so I quit. And then the fear and the pressure of having to pay my own bills and like I said, It started to hit me and and all sudden all this business I had already for me I had over a year’s worth of business waiting to be closed. Okay, I’m that would have been like a year’s worth of my job right years worth of income. Yeah. And it started to fall apart well and about two three months later I’m back out looking for a job or me how to make ends meet because there was so much pressure I was in so much scarcity that I it’s what I call business breath. When you when you need business so badly, You reek of it. Right? Like, like when you go to a networking event and, or Sam like that. You’re just you know, handing out cards left or right like, hey, call me call me call me. Yeah, you’re desperate. Right? And that’s what happened. I didn’t know it and people even didn’t know it. They just said you know, I just don’t feel good about it anymore. I don’t know why. And, now I know why. Because what I learned is is that when you’re in desperate in desperation, it oozes out of you from everybody. Poor of your body. And and people sense that and they don’t want to do business. And so it wasn’t until I would get a job. And then when I start having paychecks coming in, then I would relax. And then people want to do business with me, even though I had less hours to work, my business eventually figured that out to where I could start working in a business and not have to get the job. Right. But it was, it was tricky, because I had to feel like I didn’t need the money in order to make more money.

That’s a pretty interesting story. So which leads us into more of the topic that we are going to talk about, which is cash flow. So I’m guessing you had to build a cash flow, getting a job so that you can be relaxed and actually focused on your business. Yeah. So So let’s talk about that. So tell us some interesting anecdotes or stories about maybe yourself or entrepreneurs you have worked with, which do not realize the importance of cash flow and how it hurts when you have
little to note cash flow.

Yeah, you know, cash flow really is like the lifeblood of business, right? If you think about it with anything that flows brings life, you know, when water flows into the land, it brings life. And when blood flows to your body, you have life. When any of that stops, you die, right? In money flow or cash flow, the same thing. And when I talk about cash flow, I think about what’s your profit, right? Like, not only just the money you’re bringing in, but how much are you keeping to? Yeah, I mean, you could be I’ve had people tell me before, like, Oh, yeah, like I’m a millionaire. I made a million dollars my business, like, Well, great. Well, what do you get bring home? Oh, my assistant makes more money than I do. And then all sudden, I was going to break away from what was comfortable with that previous company I’d worked with. And I was going to break off and create money ripples, okay? And, so I didn’t have the cash. And so I had to apply the very things I taught my own clients. So for example, one of the things I had to do is, I knew I had to eventually create a website, right? But I knew a website wasn’t necessary. Everybody tells you Hey, you can have a website, you gotta look legit. No, you don’t. You know, the first thing I did like when I launched is, I learned that connections and people. Yeah, relationships are everything. So the first thing I started doing is I announced actually announced on Facebook, I’m like, Hey, watch out my own. I’m starting up. I’m actually doing a 90% discount of what my services were just charged last month, I might do for 90% discount, but you got to give me testimonials because I needed because I had a two year non compete so I could not use any of the old relationships I had. I had to go into totally new market. Brand new, you know, just wipe the slate clean. And and so I was like, I need testimonials. I can’t use my old ones anymore, because that’s my previous company. And I signed a two year non compete to say, Hey, I’m not going to steal your stuff, right? So I had to do that. And so I did I start getting people in pretty quickly. No website, no business cards, I just said, Hey, this is what I do. I help people find free up cash, you want to do it? Here we go. And some people have been waiting for me to do that.

So what is the number one myth or misconception that entrepreneurs have about cash flow?

Number one myth is that they have to keep making more money. Okay? That they have to keep bringing in more and more and more more and more sales. And I’m not saying you don’t need that. But the problem is, again, when entrepreneurs get started, they’ll pay way too much for people’s programs and stuff, right? You’ll pay too much for education. They’ll pay too much for a website that they really do. Don’t need they’ll put, they’ll drop maybe 10-15 grand on a website when they don’t need that much, you know, so they try to go too big and they try to do too many busy, too much busy work instead of just focusing on. All right, I have value. I’m solving a problem I have a need, what problem can I solve? And how can I just deliver it as easy as possible? you know, and you don’t have to do the online, you know, this big online product or anything either like it. It could just simply be like, what I did the one on one consulting, right, that’s the first thing offer because it was my time and energy. I didn’t have to it cost me nothing to offer my time and energy, just time and energy. And so, you know, the deliverable on that was very high profit, low cost. And so starting with something like that, looking for ways to say, hey, how can I go for something that just gets really quick money, like what’s the fastest way to the cash, focus on that? Don’t worry about all the things the bells and whistles, you know, the things that are supposed to make you look prettier make you think you look legit like big expensive websites or, you know, a big strong following on social media, you don’t need any of that stuff. You just need to start finding ways to serve people. let the money come in that way, and then slowly build off of that.

That’s pretty cool. What did Y really give, for example? So this will apply to people who are, you know, they want to start a service based business or coaching business, or something along those lines. But let’s say somebody wants to make a physical product, or they want to launch an app of some sort, or, you know, they want to build a product. What kind of advice Will you give them? In this case? Like, how can they start off and still have a decent cash flow?

Yeah, I mean, especially with people trying to build an app, you know, I mean, apps are great, but I see that so much like down the road. Because there needs to be a proof of concept, right? A lot of people are so because people get caught up on the greed of an app, because it can be easy. And you can make so much money magically be like if I got 5000 users how much I’d be making per month, right? That’s what everybody’s thinking shouldn’t truth. Like, it’s like the concept behind the app, like what really creates value for people what really solves problems? Yeah. And that might require you doing it off app, you know, doing it. It could be online, right? But it might be something super simple. I give you example. I mean, for me, like, with my clients, the first thing I created was audios. I didn’t worry about making a bunch of videos or anything. I just said, Hey, what’s the easiest thing I can deliver? Yeah. And so for me, for me, it was just like, how can I talk something out and teach it, record it? And then deliver on it? Right, that’s cool. You know, whether I was using my garage band on my Mac, right? That’s what I usually use. Even when I record podcasts. I’ll do that. Yeah. Or even like, you know, use zoom or something like that, right? Where you can just record on zoom and say, Great, I’ve got the recording, boom. And that’s your first deliverable, you know, and it can be so simple. If you really think about it like you don’t have to create anything. super high tech or complex. Just create stuff. Something that gets people’s foot in the door gets you a little bit more followers and traction. Yeah, then if you’ve got a huge, you know, especially being a huge database of followers, well, then an app could make sense. Because if you’re trying to get 5000 users, you better hope you have at least 100,000 plus followers, right?

So basically, you, put whatever service you’re trying to provide, you put it out there, you help people first on one on one basis, or maybe in a group setting. And then you think about bringing a product to the market. That’s great. So moving on. So what are some of the other like another misconception that entrepreneurs have about cash flow? Anything else that you want to point out?

Yeah, you know, I another one, that’s, it’s big is is really like, a lot of times people get these beliefs. There’s a lot of weird money, beliefs and business beliefs that people have they think that this fit a certain persona. And I’ve noticed that, you know, What, when people are trying to do that, like, sometimes people have weird things like, for example, people might feel ashamed to make money, right? They might think, oh, who am I? to do that? There’s things like, you know, people have an identity crisis with themselves. And I get it. Like, I had an identity crisis so bad about being public being publicized, and be in the spotlight that had a two month long cough that it couldn’t get rid of. Because I was almost like rejecting myself. So I’m like, it was almost like Gollum from Lord of the Rings. Like, yeah. You know, like, Oh, you know, it’s kind of like that. And it was it was hard because I was so nervous, whether about not people liked me. Yeah, you know. And so, I think one of the biggest things is throw away whatever perception is you think a CEO should be. Don’t think you have to be this big tyrannical boss or a jerk. I’ve known people that are absolute jerks to their employees, and that’s not good either. And at the same time to be okay, that making money is actually a good thing. Money is actually a receipt of service. Yeah, that’s right. It’s evidence that you serve someone or you promise to serve somebody. Yeah. So if you think about like when you get these little bills or this check or the dollars and cents in your bank account, it really is just evidence that you’re serving people and that what what is a higher calling than that, then be able to know that you could serve people, and all they want to do is exchange dollars to be able to have that in their life because they know that they’re better off with you then without you. You can get past some of those little mental roadblocks. The certain realize making money actually is very formulaic. It’s very easy to do because you’ll realize Wait, I’ll have to do is again deliver on what I promise and even over deliver. you know, go the extra mile and do those things. And, and again, don’t be afraid to ask for business. Don’t be afraid to mark yourself. Don’t be afraid of your message. Be very proud that you’re offering a solution for people and do it. Yeah.

And  you’re absolutely right like if you are have the ability to help somebody out in their, situation, it’s almost like your moral obligation to actually go ahead and do it otherwise, they will be worse off, you know, without that help, and absolutely many people are actually, you know, in worse situation than you are and if you can help them, I think it’s a good thing. 

I completely agree. Like, there’s, been times I have people, I’ve had a bank them saying, Wow, thanks for actually reaching out. Because, you know, you know, like one guy a few weeks ago, it’s like, 75,000 a year difference in your life because of that, like, if you wouldn’t have had the courage to do that, I wouldn’t have a chance to serve and I would be excited. And so it’s fun when you can actually exchange with people and realize that the world is better because you’re offering something of value and I believe that you’re listening to this right now you you, that you have something of value. It’s just a matter of communicating that with people and letting them understand

And talking about the beliefs like you know, a lot of these beliefs they are implanted in our
hugs, you know, in our childhood or as we grow up through society or, you know, it could be like one simple incident of in your childhood where, you know, something happened and that got you planted a negative belief about that. And it’s kind of hard to get out. So, it’s really good to have somebody you know, somebody who, understands you a friend or a family member to sort of, you know, point that out and get that out of your system. So, definitely on point for sure, over there. All right. So, what are some of the other pieces of advice you will give entrepreneurs about maintaining a cash flow, positive cash flow? One of the things you may want to talk about, for example, is when people say okay, I have positive cash flow, but if it’s going to come in three months, let’s you know, there are tables that are supposed to come in, but they are delayed like you know, income in three months or six months or what have you. Even though you know, they are secure and like you know, they feel security. Money is coming in. But that’s really not the cash flow that they need right now because they need to pay their employees, they need to pay the regular bills or some other
some other pieces of advice you want to give about cash flow.

Yeah, you give a lot around that one point alone. Because I’ve been in that position to where you’re counting on money to come in, and then it doesn’t, you know, and then you’re in a stressful place, right? The best thing you can do understand that in business, and this has just been my own experience. I’ve seen this with other business owners too. There’s usually at least a three to six month lag time between the work you do and that and the money hitting your account. And and that’s it’s anything with marketing, right? I mean, sometimes you’ll have to do a marketing for a good solid three, four months before you say, Oh, it’s working, you know, versus most people will try to jump and they’ll try to jump back and forth too quickly. They won’t try consistently any one thing. Yeah, just kind of try everything. They’re frantic and you can relax. I think one of the biggest things a business owner can do is relax, take a deep breath and just say, All right, I’m going to keep going forward. Keep doing this thing day in and day out. You don’t have to, you don’t have to sprint. I don’t believe in the whole hustle mentality where you have to work 100 plus hour weeks, I don’t think that’s necessary at all. It’s more efficient to be productive. Find just those core things that bring in business. For example, for me, I realized that after a while all the networking groups I was going to was really a waste of time and money. if they really weren’t leading a more business. But for example, doing my podcast and and people following me that way. actually got way more business. Yeah. And so I remember three years ago, I went through a divorce and I couldn’t emotionally handle anything more. And so I was only working maybe five hours a week, emotionally up, my that might hit the top of my head. And so I started cutting back on things I was like, What are the things that actually bringing in business? I cut back on my events. I stopped doing as many live events because I coaches Tommy do lots of live events, Mike. So I did. And then I realized when I cut back on live events, I was more efficient. And I made more money per event. I see you know, and same thing with you know, doing the podcast versus just doing every little speaking gig possible. I would start saying no to speaking engagements. And you think that would be a bad thing. But in truth, what happened is that when I start to really listen to my intuition, and say, Well, what feels right like what’s the heck? Yeah, like that’s the right thing to do. I would go for those and then anything else I would just say no to, and it opened up space, it created more space. It was scary and there’s a lot of faith. But I found out that was starting to when I started to reduce my expenses and my business right? And but at the same time, but then I started making more money. So I got way more profitable and all of a sudden now I have that time freedom to so I was only, I only even today work 10 to 20 hours a week but I make like five six times more than I did working 50 or 60 hours. Yeah, it’s not about amount of time, don’t get caught into the whole, I need to work more hours trap about what’s the most efficient thing you could be doing? What’s the most efficient marketing that’s worked for you? And just do that? And keep doing it, really? Well?

Yeah, you brought up some really good points about consistency and about listening to yourself, because you know, the intuition inside you, it’s always telling you, okay, you know, this is the right way to go. But a lot of, you know, a lot of us like, sort of ignore it. So those are very good points. So now, what advice can you give somebody who has actually fallen into that trap was actually, you know, either trying too many things too fast, or, you know, they’re not sort of listening to all these gurus, and, you know, everybody has their own sort of way of doing things. So one of the things that I personally went through is, when I listened to four or five people, they were all saying different things. And so I was totally confused. Okay, you know, which way should I go? Should I try all of them? I should not try one of them. So, you know, a lot of people get into that trap. So if you have any piece of advice you can give to them. What will that be?

Yeah, you have to be careful being over coached. Right? That’s a very real problem. Yeah, the best advice I’ve seen is, it’s probably what I went through three years ago, because my business coach is telling me to ramp up more she’s saying do it an event, a live event every single month. And I had done six that year, and I was burning out, right? And so you really have to listen to say like, what really feels right, like, does this feel deep down? Like or does something just feel off about it? Yeah, I’ll tell you coaches are in or infallible to, you never want to just imitate somebody you want to try figure out what you do best. You know, for example, one thing that I picked up on was that and the reason why I started doing podcasting more was because people would talk to me, or they talk to my sales manager. And they would say, they say things like, yeah, like, you know, I honestly don’t know what Chris teaches. Okay, what I like it, I trust, I hear his voice. And I trust him. And so when I heard that over and over, like, I hear his voice, and I trust him. I thought, Wait a minute, why am I trying to do all these videos and these live events? You know, when? I mean, it’s sure I do great up on stage. But if it means it’s just my voice when I tried to do in the podcast, or get on other people’s interviews, and see what happens, And also they got more traction, right? That’s great. And everybody’s different. And that’s the thing is, like, people might say, Hey, I love it. When you write those posts, like those posts, or your blogs, or whatever might be your your writing might be the key. And so if that’s what draws people and tracks them to you, great do that. Maybe they say, Hey, your videos, I just get sucked in. Yeah, right? Then do more videos, do more of whatever it is that other people, the people that are buying your stuff, not the people coaching you to do it, find out what what’s attracting them, and then drill in on that. It’s like that Plato’s principle, the 80:20 principle, find that 20%. That works, that gives you 80% of your business. And then do it again, find the 20% of the 20%. So find the top 4% that gives you the 96% of your business. Yeah. And you’ll find out like life will get so much easier, and you want to do the whole daily grind as much.

That’s awesome. All right. Is there anything that you can think of that used to be true in the world of finance and business as it relates to cash flow? And but it is not true anymore?

Yeah, you know, one thing I tell people do in business is don’t fear debt. Okay, but do respect it. So I mean, every banker and financial advisor will tell you like, hey, debt is bad, don’t do it. But I’ll tell you, like, my very first business loan I got was $25,000. And the monthly payment was $130 a month. Well, now, if I, as a business owner cannot take 25,000 to make it my business at least $130 a month, I shouldn’t be in business, right? None of us should be like, we should just go back and get jobs. And that’s I think that’s the key point is that sometimes people say, oh, debt is bad avoided. And I’m not saying get overly leverage to where you’re, you have no cash flow anymore, right. But if you do that, hey, I if I go and put X amount of dollars into this, you know, and it could be a Facebook ad, maybe you’re really good at Facebook ads, and you’re like, Hey, I know if I put $1 in photos. $4 come back out? Well, dang, I would charge up that high interest credit card all day long. Because I know I would make more cash flow than that. And I think that’s one thing that people need to realize they need to free themselves of that burden of the quote unquote, financial advisors out there that tell you all don’t do that, you know, bootstrap not only just bootstrapped, but bootstrap debt free. And I don’t think that’s the case, I’m not again, I’m not encourage people is to go crazy and go into major debt to get coached by somebody who’s just gonna make you feel good by yourself, you know, it needs to be something that you could say, Yes, I will make X dollars with this. And therefore, any bank would be dumb not to give me the money. Give me example, I had a client who actually, her business partnership is $50,000. But after the 13th month, it starts paying here between 10,050 thousand a month. Okay, And she’s got it down to a system. I told her is like, you know, what, for you, I would go to that bank, any bank or any lender, and she found a lender that actually is like, makes her pay aggressive payments. But they know, they’ve already had two businesses paying themselves about, you know, 15 to 70 grand a month. She’s like, who cares like this, I’ll get two or three of these things started, and I’ll pay these loans back in no time. Right. And, exactly, I think that’s what is beautiful about business that, you know, business gives you that leverage, you just have to be a wise steward of those resources when you’re giving.

Yeah, I completely agree. I mean, good debt is very good. But I think the problem is the point that you mentioned, know, your limits and know how much you can leverage and, and what I found is like, a lot of financial advisors, since, you know, they have to cater to the entire sort of population, they come up with the least common denominator advice, that, they know, that, you know, people will not get in trouble with. And then sort of give out that advice to everyone rather than assessing each person and, you know, assessing their situation, and they customize the advice and say, okay, you can borrow up to 25,000 no more. Right. And, a lot of people and what I found is this culture of, you know, startups in Silicon Valley, you know, multi million dollar deals, it sort of creates a mindset of in people that you need to raise $2 million to at least start a business. Right. That’s, yeah, that’s part of it. I think. It becoming a part of the culture and entrepreneurship.

Yeah. Yeah, you’re right. You’re absolutely right.

Alright, so now let’s talk about do we did touch upon this earlier, but let’s talk about mindset. What is the perfect mindset that you think a entrepreneur should have regarding cash flow, which can sort of put them in the positive probability of success?

Yeah, it comes from two things really. One that we mentioned, like profit, a profit mindset, but to also an abundance, mindset, abundance. And we talk about abundance mindset, like most of us believe in scarcity, right? We believe there’s only so much out there, you know, your competitions, winning, you’re losing, right, and that kind of thing. I remind people a lot of times, like, for example, if you’ve noticed, with restaurants, especially the restaurant chains, you ever noticed that they’re all in the same strip mall or the same complex right next to each other? Now, you might think in a scarcity world, that’s dumb, you should go be in the most far off location possible away from your competition. So they all choose you. Yeah. But studies have shown that people actually are going to more likely to buy from everyone if you’re together. And I and I realized this to like, with LA, for example, I was at an event where my biggest competition was speaking as a keynote speaker. And you think that would be a bad thing? But I realized, nope, okay. And it might my senses were going off. They’re like, well, maybe I just didn’t show up to this thing. Just let him do his thing. I’ll show up to the next one. But I thought know, if it works for McDonald’s and Burger King, then it could work for me. And I’ll tell you, that was my best event ever. Because people said, Hey, wait, you do that, too. And they because they had a bigger, better relationship with me, they trusted me more than him. Yeah. And and I think you’ll have that abundance mentality is so essential, because you can make very bad decisions in business that will cost you your freedom, if you don’t realize that cash flow is very much closely tied in with that, you know, it’s not about either, or it’s about how do I get both of these things? How do I get the end scenario in there? And, you know, how do I look at it from a place of, you know, best efficiency and profitability and so that I make more money than my employees? Right? Or my contractors? Like, that should be the case, you’re the owner, you should be the top paid person of your company as the CEO, you know?

All right. Very good point. All right. Is there anything else that I haven’t asked you about? Cash Flow myths and misconceptions that you may want to share?

You know, there’s so many But no, I think it really, if you focus on those things like having that abundance, mindset, focus on profit, focus on the most efficient activities within your marketing and within your business. And even though the lowest cost type of delivery of your of your, your products or your services, yeah, you’ll realize that right off the bat, you’ll get some really quick traction, then you can start decide from there. Okay, now, what’s my next step, my next level? What’s that next investment for me, that will really work. And, again, everything, can be very calculated, everything doesn’t have to be done overnight. Don’t believe you have to you know, don’t if you’re a coach, by the way, don’t believe that you have to have five coaches, so that other people will hire you to don’t always have to have a coach every second of every day. Sometimes it’s good just to be in your own thoughts, you know, and be in your own, you know, and listen to your own intuition, your own gut to say, you know what, this feels right to me, I’m going to do this direction, even though others have said it’s wrong. Yeah. And sometimes I actually had a year while I went the opposite direction on everything. And in my year went up, like actually improved. So don’t be afraid to do something different.

Yes, yes, we’re sure. Thank you so much. All right. Thank Thank you, Chris, for such a great interview. I’m sure all the entrepreneurs in our audience have a much clearer understanding of the realities of cash flow. So thank you for sharing your expertise and experiences. Now, before we wrap up, can you tell us a little bit about your services and how you help entrepreneurs, specifically, in bootstrapping their businesses, and how to avoid huge debts and maintaining cash? A positive cash flow?

Yeah, I’m basically an anti financial advisor. Right? I give the opposite advice of people. So I’m about quick cash flow, not long term savings for home someday retirement. It’s like, how do we get quick, cash flow right now. So if you’re starting a business and you want to, make your side hustle, your main hustle, your main business, you know, right. Like, how do we create this the game plan to be able to get you away from your job? So you can go full time your business, both by increasing the profit your business, but also, can we get your money working more effectively create multiple streams of income. So I help people create that roadmap, that game plan, and everybody’s different? There’s always a case by case scenario. But there’s always an answer in a way to make it work to where you can say, Hey, I don’t even need to make the money for my business. But I’m doing this business because I love it now, because I need to make money.

Yeah, they can check out my website, moneyripples.com.  They also check out my own my own show, I have my podcast called the Chris miles money show. Okay, great, lots of great free information on that. Everything from, you know, investing to create passive streams of income to, you know, making things easier in your business to to personal development, and so a great show you can find on iTunes or anywhere else.

Okay. So what I’ll do is I’ll grab those links from you, and I’ll put it in the show notes, show notes so that people can easily find them. Thank you, Chris, for sharing all this information with us. And thanks to all our viewers and listeners in our audience for joining us for this amazing presentation about myths and misconceptions surrounding cash flow, and the real growth that will help you get better results for yourself. 

Thank You


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